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Genworth's Premium Rate table
| LTV | Premium on Total Loan Amount | Premium on Increase to Loan Amount for Portability & Top-Up | | Standard Premium | ALT A | Vacation B | Standard Premium | ALT A | Vacation B | Up to 65% | 0.50 | 0.80 | 1.25 | 0.50 | 1.50 | 1.25 | 65.01 - 75% | 0.65 | 1.00 | 1.40 | 2.25 | 2.60 | 3.00 | 75.01 - 80% | 1.00 | 1.64 | 1.75 | 2.75 | 3.85 | 3.50 | 80.01 - 85% | 1.75 | 2.90 | 2.50 | 3.50 | 5.50 | 4.25 | 85.01 - 90% | 2.00 | 4.75 | 2.75 | 4.25 | 7.00 | 5.00 | 90.01 - 95%* | 2.75 | N/A | N/A | 4.25 | N/A | N/A | A 0.20% premium surcharge will be applied for every 5 years of amortization beyond the traditional 25 - year mortgage amortization period.
* For Cashback Equity Program the standard premium rate is 2.90% and the premium for portability/top-up is 4.25% |
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